Fixed Deposit

Earn Guaranteed Returns with Fixed Deposit

Lock in competitive interest rates with our secure fixed deposit accounts. Choose from flexible tenures and watch your savings grow with complete peace of mind.

Fixed Deposit
Why Choose Us

Benefits of Fixed Deposit

Secure, predictable, and rewarding savings.

Guaranteed Interest

Lock in competitive fixed interest rates for the entire duration of your deposit.

Flexible Tenure

Choose from 30, 60, 90, 180, or 365-day deposit periods to suit your goals.

Capital Protected

Your principal deposit is fully secure with guaranteed repayment at maturity.

Low Minimum

Start with as little as ₦50,000 and grow your savings over time.

Higher Returns

Earn significantly more than regular savings accounts with our fixed deposit rates.

Regular Payouts

Choose monthly or lump-sum interest payouts at maturity.

How It Works

Open a Fixed Deposit in 3 Steps

01

Choose Amount & Tenure

Select your deposit amount and preferred lock-in period.

02

Fund Your Account

Deposit the funds via bank transfer or cash payment.

03

Earn & Withdraw

Watch your interest grow and withdraw at maturity.

FAQ

Frequently Asked Questions

The minimum deposit for our Fixed Deposit account is ₦50,000. There is no upper limit.

We offer flexible tenures of 30, 60, 90, 180, and 365 days. You can choose what works best for you.

Early withdrawal is permitted but may attract a small penalty. Funds are best kept until maturity for full returns.

Interest can be paid monthly to your bank account or accumulated and paid as a lump sum at maturity.

Start Earning with Fixed Deposit

Lock in your deposit today and enjoy guaranteed returns with complete peace of mind.